Life Insurance Agent Jobs: How to Launch a Rewarding Career in 2025

With flexible work models, high earning potential, and a growing need for financial security, life insurance agent jobs are becoming one of the most sought-after roles in 2025. Whether you’re seeking a new opportunity or considering a career change, this guide explains how to get started, what to expect, and where to find the best jobs in the industry.

What Does a Life Insurance Agent Do?

Life insurance agents help individuals and families choose policies that provide financial protection in the event of death. Agents explain different coverage options, evaluate needs, and guide clients through the application process. Many agents now operate entirely online or over the phone, offering more flexibility than ever before.

Job Outlook and Earning Potential

According to the U.S. Bureau of Labor Statistics, the median salary for insurance sales agents is over $57,000, with top earners exceeding $125,000. Commission-based structures allow for significant income growth, particularly for agents focused on final expense or life policies with high demand.

How to Qualify for Life Insurance Agent Jobs

Step 1: Get Licensed

All life insurance agents must obtain a state license. Most states require a short pre-licensing course and a passing score on the state exam. You’ll need a Life and Health Insurance License to sell most policies.

Step 2: Choose Your Work Environment

There are two main paths:

Captive Agent: Works for one insurance company
Independent Agent: Works with multiple carriers and has more autonomy

Step 3: Apply and Get Trained

Many companies offer on-the-job training. At North Star Insurance Advisors, we offer expert training, warm leads, and a tech-driven platform to support our remote life insurance sales agents.

Top Places to Find Life Insurance Agent Jobs

Why Choose North Star Insurance Advisors?

We specialize in final expense life insurance, selling 100% over the phone. Agents enjoy a plug-and-play system, daily mentorship, and the chance to earn six figures while working from home.

Check us out on Indeed and Glassdoor!