Funeral Insurance Companies: Top Providers to Consider in 2025

When it comes to protecting your loved ones from the high costs of end-of-life services, choosing from the best funeral insurance companies is critical. With over 720 monthly searches and a competitive CPC of $8.49, interest in final expense coverage continues to grow in 2025. This post breaks down top-rated companies, policy highlights, and how to choose the right provider for your needs.

Why Funeral Insurance Matters

According to Nationwide, funeral costs now average over $9,000. Funeral insurance (also called final expense or burial insurance) helps cover those expenses so family members aren’t left with a financial burden.

Top Funeral Insurance Companies in 2025

Aflac – Offers flexible whole life final expense policies with no exam required.
TruStage – Known for prepaid funeral plans and strong A-rated financial backing.
Lincoln Heritage – Specializes in funeral funds with built-in family support services.
Progressive – Offers burial insurance as part of its digital life insurance marketplace.
NerdWallet’s Picks – Compares top-rated burial plans across multiple providers.

Other notable mentions include:

How to Choose a Funeral Insurance Company

Check financial strength ratings (A.M. Best, Moody’s)
Compare underwriting criteria (age limits, health questions)
Review customer reviews and complaint records
Ask if they offer add-ons like accidental death or rider benefits

North Star Insurance Advisors: Helping You Choose the Right Plan

At North Star Insurance Advisors, we’re not a carrier—we’re your advocate. Our licensed agents shop leading funeral insurance companies to find the best value for your goals, health, and budget. All consultations happen 100% over the phone, fast and easy.

Check us out on Indeed and Glassdoor!