What to Know Before Requesting Burial Insurance Quotes
View All: Resources
What to Know Before Requesting Burial Insurance Quotes
When planning for end-of-life expenses, it’s essential to compare burial insurance quotes. These quotes can help you choose a policy that fits your budget while ensuring your family isn’t burdened by funeral costs.
What Is Burial Insurance?
Burial insurance—also called final expense insurance—is a type of whole life policy that pays a lump sum to your beneficiaries upon your death. The funds are typically used to cover:
- Funeral and burial or cremation costs
- Outstanding medical or legal bills
- Obituaries, flowers, and travel arrangements
Coverage amounts usually range between $5,000 and $25,000, and most applicants don’t need a medical exam.
What Impacts a Burial Insurance Quote?
Several factors influence the quote you receive:
- Age: Premiums increase with age
- Gender: Women often pay less than men
- Health: Simplified underwriting may still consider health questions
- Coverage amount: Higher coverage means higher premiums
According to Choice Mutual, a healthy 65-year-old female may pay around $40/month for $10,000 in coverage, while a 70-year-old male may pay closer to $70/month.
How to Get an Accurate Quote
While you can find instant quotes online, not all sites are transparent. Many are lead collectors that sell your information. Instead, look for licensed agencies that work with top-rated carriers and explain policy details clearly.
At North Star Insurance Advisors, we make it easy. You can request a burial insurance quote in minutes—and get real answers from real agents.
Tips for Comparing Burial Insurance Quotes
As you evaluate quotes, look beyond just the monthly price. Consider the full value:
- Does the policy provide immediate coverage or have a waiting period?
- Are the premiums fixed for life?
- Is the carrier financially strong and reputable?
Also, ask if the plan builds any cash value over time, which could provide added flexibility later.
Next Steps
Burial insurance is one of the most practical, compassionate decisions you can make for your family. If you’re ready to get started, request a free quote today and let our licensed advisors guide you.
Need a deeper breakdown? Check out our article on funeral insurance costs to see how burial policies compare in real-world pricing.
Follow Us Online
Follow Us
Have questions? We can help!
We are here to walk you through this journey every step of the way!
- Call Us: 636-205-5005
- Connect: Contact Us
Related Posts
Kate McDonald
Kate McDonald
fasd.adf
a
dsf
a
ds
fa
sd
a
About North Star Insurance Advisors
North Star Insurance Advisors is an Insurtech company headquartered in Wentzville, MO. Through our proprietary technology, advanced training, and our world class team, we have been able to help hundreds of thousands of families with their final expense needs.
We guide the way.
As a purpose-driven organization, North Star’s mission is to provide a platform for individuals, families, and businesses to be supported as they navigate life's challenges, opportunities, and realities.
North Star Insurance Advisors, LLC
100 Mall Parkway
Wentzville, MO 63385
Phone: 636-205-5005
Not affiliated with the U. S. government or federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Contact Us to learn more.