What Does a Final Expense Agent Do?
Becoming a final expense agent is one of the most practical career choices in today’s insurance industry. These licensed professionals specialize in helping seniors secure simple, affordable life insurance policies designed to cover funeral and burial costs.
With over thousands of Americans each day planning ahead for end-of-life expenses, the demand for trustworthy insurance agents continues to rise.
The Role of a Final Expense Agent
Final expense agents work directly with clients—mostly seniors or their family members—to identify the right insurance policy to meet their financial and emotional needs. The average policy ranges from $5,000 to $25,000 and is designed to cover costs like:
- Funeral services
 - Cremation or burial
 - Outstanding medical bills
 - Legal or administrative expenses
 
Unlike other life insurance sales roles, final expense professionals often deal with simplified issue whole life policies—making the process quicker and more accessible to those with health conditions.
Why Agents Are Turning to Final Expense Insurance
- High closing ratios – Seniors often already want coverage
 - Low product complexity – Easy-to-learn and easy-to-sell
 - Recurring commissions – Policies remain in force for life
 
It’s an ideal opportunity for agents who value both earning potential and meaningful client interactions.
Become a Final Expense Agent with North Star
At North Star Insurance Advisors, we equip final expense agents with everything they need to thrive—from daily inbound leads to hands-on training and one-on-one mentorship.
Our agents benefit from:
- High-volume inbound calls
 - Flexible remote opportunities
 - Paid training and licensing support
 - Proven sales scripts and real-time coaching
 
Check out our related article, Final Expense Insurance Agent Jobs, to see what a day in the life looks like—or request a quote to understand the product firsthand.
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Kate McDonald
Kate McDonald
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About North Star Insurance Advisors
North Star Insurance Advisors is an Insurtech company headquartered in Wentzville, MO. Through our proprietary technology, advanced training, and our world class team, we have been able to help hundreds of thousands of families with their final expense needs.
					